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RE: Are You Really Prepared?
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by princenez on April 4, 2002
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Unless a homeowners policy specifically excludes liabilty for animal attacks then it would cover your animal envenomating someone else...as long as...your insurance company is aware that you keep venemous animals on your property. All policies contain a provision that anything that increases the companies probable risk exposure could result in a denial of the claim. But if you tell them, and they don't right an exclusion into your policy, they can't deny coverage. Every states insurance laws are different, but most are very similar. I can only speak with certainty for FL, because that is where I am an adjuster.
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RE: Are You Really Prepared?
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by theptsman on June 11, 2002
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Just for anyone curious about homeowners, I own a
7 foot Boa and everything was great until my insurance
found out, I was dropped on the spot. So if you are
really thinking of owning EVEN a non-venomous snake
getting insured is a headache. I can't even picture
them considering a venomous snake insurable. I am
talking about Renters or Homeowners, Sadly snakes are
all considered dangerious to insurance companies, they
even freaked out when I told them I had a 2.5 foot
Alpa... King snake. It blows my mind, what the hell
can a king snake do, maybe eradicate some rodents but
that is about it..
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RE: Are You Really Prepared?
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by theptsman on June 11, 2002
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Just for anyone curious about homeowners, I own a
7 foot Boa and everything was great until my insurance
found out, I was dropped on the spot. So if you are
really thinking of owning EVEN a non-venomous snake
getting insured is a headache. I can't even picture
them considering a venomous snake insurable. I am
talking about Renters or Homeowners, Sadly snakes are
all considered dangerious to insurance companies, they
even freaked out when I told them I had a 2.5 foot
Alpa... King snake. It blows my mind, what the hell
can a king snake do, maybe eradicate some rodents but
that is about it..
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RE: Are You Really Prepared?
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by liveprey on August 8, 2002
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Im only 17 so there is no way that I would be able to accept the financial risks of such a hobby.I have been field herping sense I was 6 and always been looking for the "perfect" rattler to come home with me, probably a winder, however after reading this artile I have decided that the "perfect" one is perfect right where he is.
Thanks for the insight
~justin
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RE: Are You Really Prepared?
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by desertrat427 on August 15, 2002
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Wow all this kind of makes me nervous especially because in my living room in a cage rests a Mohave Rattler about 4 1/2 feet and a Western Diamonback,i noticed the Mohave is quite aggresive,i took these in a week ago,they were free,a local reptile cather has over 100 diamondbacks and mojaves,and some non venemous friendlier burmese,retic,ball pythons.He offered to give me all of iy,including the cages.I was considering it,but maybe ill take them,but release them all back out into the desert.I myself go collect hunting in the desert,i previously avoided rattlers,i bought a pair of tongs and thought id give it a try.maybe for the thrill?and i love to observe snakes up close,i also have a pet store type collection now besides the rattlers,i have a python,desert caught tarantulas,and misc gheckos,lizard,even had a ghila monster(until i knew it was so protected,i know where theres always quite a few.he was a fight!!!!!mean son of a gun.Anyone have any advice for catching rattlesnakes with tongs,ive hand caught numerous non venemous and have been bit,through my welding gloves,but i want to start going on the venemous adventures,but this article is making me think twice.I feel i am a responsible owner all my cages have safe lids,secured by hasps,and rattlers have 3 master locks,but its getting time to clean cage,and need to do water.that mohave rattles when i open the front door,diamondback waits until i walk by.neat but scarey sound,i still look in there everytime i go by,just to make sure!!!i dont believe in killing snakes,but if one was gone id be quick to grab the 12 gauge,probably the .45 to!!
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RE: Are You Really Prepared?
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by KingCobra on January 2, 2003
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Where can I get a detailed information about Mr. Bill Hast, the story of the man, and the Serpentarium he founded in Miami?
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RE: Are You Really Prepared?
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by Craig23 on April 10, 2003
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I just want to ask a few questions about these posts. I hear so many storys about professional and experienced American venomous reptile keepers being bitten by there snake, and on the way to hospital passing in and out of consciousness etc. I hear a bit mentions about "venom extractors", I really dont know much abou these but i can imagine the idea. What I want to know is, have you people ever heard of a compression bandage?
The application of a compression bandage and imobilisation of the affected limb, can delay the onset of symtoms for many hours after envenomation. I hear so many storys of people getting bitten by rattelsnakes (on this site) and loosing consciousness in the car on the way to hospital etc... this just shouldnt happen!!!!!!! The post i am replying to "Are you really prepared?" this guy is a professional.. was bitten, felt symtoms within a minute and was unconscious in the helicopter. I dont understand??? I know poeple that have been bitten by large eastern browns, with possible the second or 3rd most toxic venom of any land snake, applying a compression bandage and barley feeling a symptom for 2 hours on the way to hospital until the bandages are slowely released during antivenom treatment. Not once in the many detailed storys i have read on american snake bite victims have i heard mention of a compression bandage. I know in tatoal 4 people that have been bitten by some of the worlds most dangerous snakes here in OZ, and none of them had serious complications following this procedure. It was a routine bite, bandage, car, hospital, treatment. Im talking about eastern tiger snakes, Brown snakes and mulga snakes.. all in the top 10 of the most dangerous snakes. Almost dieing on the way to hospital just simply should not happen to a proffesional keeper. Maybe a bushwalker that got bitten and didnt know what to do.... In australia we are taught in First Aid Courses that there really is nothing to be alarmed about with a snake bit if the proper first aid is applied and the victim is quickly transported to hospital... Quickly is within a hour or two in most cases in rural australia. It seams that many american professionals would be dead in this time.
Please I would love to know why this is???
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RE: Are You Really Prepared?
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by LarryDFishel on April 18, 2003
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What you are missing is that all of the Australian snakes are elapids. Thier venoms mostly effect the nervous system and do little tissue damage. Very few people die from rattlesnake bites if treated within a few hours, but the venom destroys tissue. Applying a pressure bandage right after being bitten on the hand for instance would keep that destuctve venom confined to the hand and might well cause enough damage to require amputation. It's generally considered better to allow the venom to spread (diluting it) and take the small chance (about 0.1%) of systemic failure. If you got tagged by a very large Eastern Diamondback and you were way out in the woods without transpertation, you might think about acrificing the hand to save yourself, but in most cases it would do more harm than good.
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RE: Are You Really Prepared?
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by Craig23 on April 21, 2003
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Thanks for the reply larryDfishel. I understand what you mean about the tissue destruction caused by the venom of alot of american snakes like rattle snakes. Some Australian Elapids have simmilar properties, like the Pseudechis family, red bellied blacks in particular. It was just that some stories i have read like "being bit by the big one" and "are you really prepared", it seemed to me that these guys were in a life threatening situation (or at least the stories made it appear that way) and i would prefer to risk massive tissue and muscle damage or even loss of limb to the chance of loosing my life any day. However i do see what you mean and i guess its all about common scence once again.
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RE: Are You Really Prepared?
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Anonymous post on August 13, 2003
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In ref: to the getting home owners or renters insurance while owneing a snake. I've had snakes for years and every one in my small town has known it for years. So when I purchased a knew home recently I pretty much had to tell one in order to get home owners insurane. One of the questions they asked was do you own or keep any type of exotic animales. If the answer would have been yes I'm am pretty confident that I wouldn't have any covereage today.
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